NGL’s fixed-rate product, when combined with a Funeral Trust option, offers an increasing death benefit and provides a secure financial protection option for final expense.
NGL currently offers two trust options – one for possible immediate Medicaid qualification and a second option to allow higher face amounts to be issued – up to $50,000. Using these funeral expense trusts, you can add significantly more value to your clients. While states do vary, many of them recognize the trusts as viable exemptions.
- Single pay and multi-pay options
- Simplified issue with limited health questions
- Guaranteed issue option
- Face amounts to $50,000
- Trust options available
- Convenient credit card premium-paying option
- EFT payments of commissions paid daily, weekly or bi-weekly
- Producer website with 24/7 access to policy information, commissions, production reports, product information and more.
- The backing of a conservative, mutual life insurance company with a history of financial strength and stability